Tag: frugal living

Getting Rid of Cable without Losing TV Entertainment ~ Fabulously Frugal

Frugal Living Tips Getting Rid of Cable without Losing TV EntertainmentWe got rid of cable television over two years, and quite honestly we don’t miss it. We were paying over $100 a month for so many channels we could never watch. When we sat down and looked at our budget we knew something had to give so that I could quit my job and stay home with the kids. Cable was first on the chopping block. We found three easy ways to keep our tv entertainment while cutting cable, and I’m sharing them with you today as part of the Fabulously Frugal Link Party. Link up your latest frugal post below and hop around to visit the others to find so many great ideas.

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Five Ways to Start a Mini Emergency Fund {Fabulously Frugal}

Five Ways to Start a Mini {$1000} Emergency FundThere was a time when I thought I would never be able to save $1000 for a mini emergency fund. Now I can’t imagine life without it, as well as our big emergency fund (6 months worth of expenses). If you want to set aside for emergencies, but the idea of saving $1000 is intimidating or seems impossible I’m here to help. Emergencies will come, and you don’t want to be in a panic when they arrive. Having an amount set aside that you only touch for emergencies can really give you peac of mind. Before you start to pay off debt or invest, you need to have money set aside for emergencies.

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Five Free Field Trips for Kids Under 5 + Fabulously Frugal

5 fun free field trips for kids under 5Sometimes you just need to get the kids out of the house, right?! With 2 little ones, cabin fever set in with this winter weather and our usual neighborhood walks and nature hikes become slightly less appealing. We have to get creative to get the kids out and doing something fun without the budget taking a hit. Here are five of our favorite free field trips for kids under 5 to give you some inspiration and get you out of the house. Bonus: If you are a blogger, link up your latest frugal post to the Fabulously Frugal Link Party at the bottom of this page. You can find more of our frugal living ideas here, and our fun for preschool kids here.

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Dining Out in Dallas for Under $20: Burgers and American Food

American food and burger joints are often family friendly but can run the gamut from fast food to gourmet.  Here in Dallas there are a million options if you are craving a burger and fries, but some of them will break the bank.  If you’ve read about our financial story, you know our dining out budget is TIGHT.  This list will give you the top ten burger and American food restaurants where a couple can eat for under $20.  At a few of them you can even feed a family of four for under $20.  From plain jane to funky toppings, however you like your burger you will find great prices and quality food at all the restaurants on this list.  Step away from the golden arches and head for one of the great options below.

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Frugal Friday: Sell Your Junk and Make Money with a Multi Family Garage Sale {Ten Helpful Tips}

We had a problem.
A pile of stuff was growing in our garage.
We didn’t have quite enough to host our own garage sale because we got rid of so much stuff during our move and my simplify purge last year.  We also donated a ton to two Young Life garage sales over the past two years.
But, the pile of stuff still grew.

After talking with a few of our friends we discovered that all of us shared this same problem and we decided to do something about it. The Berres volunteered to host because their garage is large and they live in a high traffic area. Perfect. Everyone had an assigned tag color and we all prepped our own stuff. We brought it over on a Friday night and held our sale on a Saturday morning from 7-12. It was a blast. Everyone worked hard, the kids played, and then we all went home for lunch and a nap with less wasted stuff in our homes and more money in our pockets. The Bear had possible the best day of his entire life and then took a 3 hour nap.  Hallelujah.  Everybody wins.

I asked my lovely co-hosts to share their best tips for throwing a multi-family sale.  They came through with some fabulous suggestions.  Gather a few friends or a few other families and throw a sale of your own.

Ten Tips for a Group Garage Sale
1) Designate people for each part of the sale. (adding up purchases, making change, bagging purchases, tracking tags, organizing, watching for shoplifters, etc)
2) Assign each family or person a different colored sticker to tag their stuff.
3) Take the time to price all of your stuff.  You will make more money in the end.
4) Bring plastic grocery bags to help people carry their purchases home.  This is a great way to get rid of all those unwanted Walmart bags.
5) Have a sheet with each families name at the top.  Place the tags from their sold items on their page to track their sales.  This makes it a cinch to add up at the end.
6) Bring a calculator.  Trust me on this.  You are not as good at math as you think you are.
7) Set up the night before and start early, but don’t put your signs out until you are ready to go. If you advertise online and in the paper, be ready a half hour before you said the sale started.  People are crazy and will show up at the crack of dawn for a deal.
8) Price reasonably.  No one cares about your emotional attachment to that old blender.  They just want a deal.
9) Merchandising is key.  Display your stuff so it is easy to sort through.  Bring as much stuff out in to your driveway and yard do that people aren’t crowded and can easily see things.  Display like things together.
10) Remember the point of your garage sale is to empty your home of stuff you don’t need or want without sending it to the landfill.  Making money is secondary and an added perk.

Bonus: Pass out your old wedding favors as freebies to customers. (See below.)

If you have enough folks, sell water and soft drinks to your shoppers.  They will appreciate it and you can make a few extra dollars.  Good luck!
Have you ever thrown a group garage sale?  Share your tips in the comment section below.

Frugal Friday: 4 {Very} Basic Meal Planning Tips ~ A Beginner’s Guide

We have been living on one income for a little over one year, and it has been a challenge.  Last week I shared tips on how to set your monthly grocery budget.  You can read more about our budget here and our journey to financial freedom here.  One of the most difficult areas for us is our grocery budget.  There are three of us eating actual food right now, as the Pearl Girl is strictly on the mama milk.

Our monthly food budget is $350.  We take out that much in cash at the beginning of each month and try our best to stay under that amount.  In order to make this happen, we have to meal plan like champs.  Why is meal planning so important when you are on a tight budget?  Having a plan helps me prepare in advance and not end up trying to scramble to throw a dinner together at 5:30.  It helps me to choose budget friendly meals and not end up running for take out because we forgot dinner comes at the same time every day.

I tried using a paid meal planning service (that I won’t name) for free for a blog review, but it wasn’t a good fit for us.  I decided not to write the review because the reason it wasn’t a good fit wasn’t their fault.  The recipes were great, but I am married to a pretty picky eater and mother to a toddler who has very specific preferences.  Let’s just say a meal plan for normal people didn’t work out.  Meal planning isn’t rocket science, but it does take intentional decision making and the willingness to plan ahead.  If this Queen of Procrastination can do it, you can, too.  Here are my very basic meal planning tips to help you on your way.

1) Set Your Grocery Budget – Read more about how to do it in this post.

2) Grab a calendar and start filling in dinners.  Start with your family’s favorites.  Use a month long calendar and fill in as many slots as you can with meals you know how to prepare.

3) Fill in the rest of your meals.  Call your mom and ask for the recipe for a childhood favorite.  Look on Pinterest, Tasty Kitchen, and other recipe sites, but don’t get bogged down and overwhelmed.  Text your friend for her favorite recipes.  Once you have enough filled in for one week you’re off to a great start.  You don’t have to cook like Julia Child every night, but it is fun to mix it up by adding in new things once a week or so.  Add in a vegetarian meal once a week to save money on meat and reduce your environmental impact.

4) Start your list, one week at a time.  Go through each dinner and check to see if you have what you need, then add any missing items to your grocery list.  Next, add in basics for breakfast and lunch.  We keep these items on hand every week: homemade oatmeal, frozen whole grain waffles, English muffins, cream cheese, fresh fruit, Greek yogurt, cereal, eggs, bacon, peanut butter, fruit preserves, honey, cheese, deli meat, and baked chips.

That’s it! You have a meal plan.  I like to plan ahead for the whole month but only shop one week at a time.  I call it a victory when I only have to grocery shop once per week.  Be on the lookout for more meal planning posts coming soon.  Thanks for reading!