Tag: financial peace university

Best of Bare Feet on the Dashboard: Frugal Living Edition

For folks who knew me back in my wild and crazy shopaholic days, the fact that I live my life debt free with no credit cards and write about frugal living probably comes as a shock.  It’s the real deal though, y’all.  My life changed completely when I came to the realization that if I kept digging holes for myself I would never have the life I wanted.  I was never a saver and always lost at Monopoly because I just had to have those hotels.  Now we live by the Dave Ramsey code of conduct and have a 6 month emergency fund.  Crazy! You can read about our financial story here, and I’m sharing some of my favorite frugal living posts from the last three years with you below in celebration of my three year blogging anniversary.  
Cash Money Honey
We use cash instead of credit cards.
Frugal Pregnancy Tips
Buying a Used Car with CASH
Creating an Emergency Fund
Grocery Shopping at Aldi
It will cut your grocery bill in half, seriously.
The Road to Financial Freedom
Financial Peace University Changed Our Lives
Budget Busting Temptation
How to Save 20% On Your Medical Bills
For real!
Mad Money
This explains how we budget our monthly spending money.
Are you debt free?  If so, how did you get there?  
Share your best frugal living tip in the comments below.

Frugal Friday – Financial Peace University

One year ago, we were in the middle of Financial Peace University. It rocked our world and changed our financial future forever. Now we are debt free, have a 3 month emergency fund, and are saving for a house and baby, and investing for retirement. That is a world away from where we were, and we owe it all to the Dave Ramsey plan. Because we believe so strongly in his plan, when we heard our church was offering the class we had to volunteer. I can’t make it every week because of my work schedule, but Jed is committed. He is a gifted teacher, and is so excited about sharing our journey with the folks in the class.

He had class tonight, and the 15 people added up their debts (consumer – non house) totally $304,000 for the group. Wow. I can’t wait to hear their stories of freedom in a few months or years. The class is 13 weeks long, and according to Dave’s website over 1 million families have already gone through it. Each family pays off $5300 in debt and saves $2700 in just 90 days on average. That is truly awesome.

I think this may be Jed’s new ministry. He gets so fired up about financial freedom, and loves sharing it with everyone he knows. Being able to do so in an environment where people actually signed up to hear about it is a great fit for him. I want to support him as he helps others along in their financial journey. Hopefully he can officially become a FPU coordinator and lead more classes. Teaching others will help to hold us accountable as well.

How does your family hold itself accountable financially?

Need a budget? Do it here in 2 minutes: